KYC LOAN DOCUMENTATION

KYC LOAN DOCUMENTATION

1. Identity Proof
• PAN Card (Mandatory)
• Aadhaar Card / Voter ID / Passport / Driving License

2. Address Proof
• Aadhaar Card / Voter ID / Passport / Driving License
• Latest Electricity Bill / Water Bill / Gas Bill (if applicable)

3. Banking Documents
• Last 6 months Bank Statement (Savings Account)
• Bank statement should reflect regular transactions

4. Photograph
• Recent Passport Size Photograph

Important Notes:
• Approval of KYC loans depends on CIBIL score, banking pattern, and previous loan history.
• Approval chances for KYC-based loans are comparatively low.
• Housewife profile is not eligible for KYC loan.
• Applicant must have a valid source of income (job or business).

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